Commercial Lending

Edward Williams Mortgage lends on all types of commercial property including owner occupied and single non-credit tenant facilities for loan amounts of $150,000 and higher. Interest Rates are extremely competitive and vary with the property type, loan to value, term, and debt service coverage.

Here are simple examples of what we can do:

Apartments:
Terms range from 3 years to 30 years either fixed or variable and we offer 3/1, 5/1, 7/1, & 10/1 ARMs with 25 year terms and a 25 year amortization.
Loans below 500,000 require personal guaranties while loans above 500,000 generally do not. Rates begin at 1.70% above comparable term treasuries
and typically do not exceed 2.4% above the treasury rate. Loans are usually underwritten to a 1.20 debt service coverage and an 80% LTV. Most
programs allow for cash-out refinancing. (call for more details)

Multi-Tenant:
Office/Retail/Warehouse: Terms range from 5 to 30 years and are based on the property type and loan size. Personal guaranties are generally not
required above 600,000. Whether your commercial request has a story or is a perfect gem, we will look at each deal and price the loan to the risk of the
transaction.


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EDWARD WILLIAMS MORTGAGE, LLC     EDWARD WILLIAMS MORTGAGE NW
Tel. 281-531-7962, fax. 281-531-7965          Tel. 281-290-0539. fax. 281-290-6965
INFO@EDWARDWILLIAMSMORTGAGE.COM              EWMORTGAGENW@EDWARDWILLIAMSMORTGAGE.COM

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