Our privacy policies are
unimportant if we cannot maintain the security of our systems. All of our
sensitive information forms are submitted and stored
securely using tried and proven industry standard protocols.
While no security system is 100% airtight (you should be wary of anyone
making that claim) we have taken every reasonable, prudent, and effective
step to maintain the security of our systems.
Data Communications Security
Information we send must pass through your own computer, your own Internet
Service Provider, our Internet Provider, and eventually to our Lenders. As
soon as the personal information that we put into our browser leaves our
computer, it is encrypted using "SSL" (Secure Sockets Layer) technology. Any
network between our Lenders and us and you, including our Lenders ISP and
our ISP, will only see garbled encrypted data if they were to "eavesdrop" on
our connection. Netscape Navigator and Internet Explorer indicate that the
transfer is secure via two mechanisms. First, the URL on any secured
page will begin with https:// rather than http://. Secondly, the browser may
display a lock, a blue bar, or other indicator showing that our data will be
encrypted prior to transmission.
Once we receive the encrypted information, our and their system decrypts the
data, and places it into a password-protected database on a secured network
that is again accessed through another password-protected system, located
behind a firewall. This triple protection is the digital equivalent of our
"Fort Knox" that protects your sensitive data.
Statements-Disclaimers and
Policies
Texas Mortgage Broker License # 36140
This site is directed at, and made available to, persons in the state of
Texas only. All mortgage loans offered through Edward Williams Mortgage, LLC
depending on product type and property location. All loans subject to credit
and property approval. Not all products are available in all Cities or for
all loan
amounts. Other restrictions and limitations apply. E.W. Mortgage only
originates mortgage loans within the state of Texas and does not service
loans. Loans are serviced by wholesale lenders.
All residential mortgage loan products and bank services offered through
this website are offered by Edward Williams Mortgage, LLC in its capacity as
a
residential mortgage Broker.
Edward Williams Mortgage, LLC does not endorse or approve facts, material or
information contained outside Edward Williams Mortgage, LLC Mortgage
Center or on any third party web site. Any opinions or recommendations
expressed on any third party web site are solely those of the independent
providers and are not the opinions, recommendations or necessarily the views
of Edward Williams Mortgage, LLC.
To per qualify you, Edward Williams Mortgage, LLC will access your credit
bureau report. Please note, Edward Williams Mortgage, LLC does not sell or
otherwise share any Customer Information with marketers outside of Edward
Williams Mortgage, LLC who may want to offer you their own products and
services. To learn more about the Home Mortgage Disclosure Act (HMDA),
please contact us.
Information Policies
We place a high value upon the trust that you place in us when applying for
a loan. We promise not to abuse that trust by inappropriately using the
information you provide to us. We request this information in order to
provide you with the most comprehensive and accurate data possible. We will
not sell
or give away your private information to any third party.
The information you provide will be used in the following ways.
Loan Application Information Unless you are a government agent who must go
through security clearance and background checks, a loan application is
probably the most detailed information-gathering process that you will
encounter as an ordinary citizen. As a mortgage company that has been in
business for over thirty years, we are aware of the concerns you may have
during this process. We will protect the sanctity of your trust by using
your
loan application information only and exclusively for the purpose of
obtaining a mortgage.
Contact Information and Personal Details
In addition to information used exclusively to submit your loan application,
we ask for certain details, such as email addresses and personal details
including
whether you are a first-time mortgage buyer and whether you rent or own. We
use this information to customize and personalize our site to meet your
needs.
None of this information is ever disclosed to third parties. Instead, we use
this information to present information specific to your situation to better
educate
you about the opportunities that exist specifically for you.
Service Profiles
At the same time, there are many commonalities among our customers. We will
occasionally compile statistics and other metrics across our customer
base, but none of this information will contain personally sensitive
information.
For example, we may decide to build a new section on our Web site
exclusively for current renters if our customer profile shows that 75% of
our
typical users are currently renting. In any case, none of your personal
information is associated with these metrics.
We may share this generic service profile information with our partners,
affiliates, and potential investors in order to describe our client base to
better
serve you. Having access to this data means that we can make better
decisions about how we run our business, and will help us determine what
will
best serve you, our valued customers.
Security
Our privacy policies are unimportant if we cannot maintain the security of
our systems. All of our sensitive information forms are submitted and stored
securely using tried and proven industry standard protocols.
While no security system is 100% airtight (you should be wary of anyone
making that claim) we have taken every reasonable, prudent, and effective
step to maintain the security of our systems.
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EDWARD WILLIAMS MORTGAGE, LLC EDWARD WILLIAMS MORTGAGE NW
Tel. 281-531-7962, fax. 281-531-7965 Tel.
281-290-0539. fax. 281-290-6965
INFO@EDWARDWILLIAMSMORTGAGE.COM
EWMORTGAGENW@EDWARDWILLIAMSMORTGAGE.COM
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